Before transfer
Armed Forces pension
- Service-based pension
- Valuable guarantees
- Index-linked features
- Lifelong income
Your service deserved better pension advice.
If you were advised to transfer an Armed Forces pension, you may be able to seek compensation. Start with a confidential initial assessment.
Check my pensionThe pension transfer route
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Armed Forces pension
You were advised about your Armed Forces pension.
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Transfer advice
You were transferred to a personal pension, SIPP or SSAS
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Personal pension, SIPP or SSAS
Your pension is now in a personal pension, SIPP or SSAS.
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Assessment
A legal assessment reviews the advice and suitability.
Same values. A fairer tomorrow.
Could this apply to you?
Answering “yes” to any of these statements may mean the advice is worth reviewing.
- You were advised to leave an Armed Forces pension.
- You were transferred to a personal pension, SIPP or SSAS.
- Higher returns or greater control were promised.
Illustrative example
A service pension with valuable guarantees is transferred after advice into a private arrangement. A legal assessment reviews what was recommended, what risks were explained and whether the advice was suitable.
After transfer
Personal pension, SIPP or SSAS
- Moved following advice
- Exposed to investment risk
- Guarantees may no longer apply
- Outcome may depend on investment performance
Illustrative only. Individual circumstances and outcomes vary.
What happens after you enquire?
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We listen
We take time to understand your situation.
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We review the available advice and paperwork
The legal team assesses what was recommended and what risks were explained.
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If appropriate, we explain the possible claim route
The legal team sets out the available options clearly.
What to have nearby
These documents can help the legal team understand your situation. You do not need to have everything at this stage.
Pension statements
Any statements from your Armed Forces pension or current provider.
Transfer paperwork
Advice reports, transfer forms or related documents.
Adviser emails or letters
Any correspondence with your financial adviser.
Frequently asked questions
The transfer period can be shared as part of the initial enquiry. Choose “Not sure” if you do not know when it happened.
Missing documents do not prevent an initial enquiry. The available information can be reviewed first.
No. The initial enquiry helps the legal team understand the circumstances and explain possible next steps.
We do not charge for assessing your case. We operate a strict 'No Win No fee' policy. If your case loses, it won't cost you a penny.
You only pay when your case is successful and the cost would be simply deducted from any compensation you receive. This amount will never exceed 36% (inc VAT) of your total compensation. Click here to find out more.
Termination fees may apply in the event that you terminate the agreement without our agreement outside of the cancellation period.
We will review your case for free. If we believe you have a potential claim, we will let you know how we can help and what the next steps are. It is then up to you whether you wish to proceed.
Our solicitors have many years of experience not only in Pension Claims but also specifically helping Armed Forces personnel recover compensation.
You do not have to use a solicitor. You can complain to the Financial Ombudsman Service yourself, free of charge, at financial-ombudsman.org.uk (opens in a new tab), or to the Pensions Ombudsman at pensions-ombudsman.org.uk (opens in a new tab) (enquiries@pensions-ombudsman.org.uk). If the firm that advised you has stopped trading, you may instead be able to claim through the Financial Services Compensation Scheme at fscs.org.uk (opens in a new tab), also free of charge. We can advise you on which route applies; it is your choice whether to use us.
Ready to have the advice reviewed?
Take the first step with a confidential initial assessment.